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Online Therapy With Insurance

a lady looking at her laptop

Online Therapy With Insurance

Older woman talking to 2 adults (a man and a woman) during a therapy sessiona man and woman with crossed hands sitting on a couch during a therapy sessionthe back of a therapists head in the foreground with a man and woman sitting on a couch across from her during a therapy session

Online Therapy Services That Take Insurance

Ready to take control of your mental well-being, wherever you are, with support from a licensed online therapist who takes insurance?

Through our online therapy services, we connect you with licensed mental health experts and master's level counselors, making mental health support more accessible than ever. With online therapy covered by insurance, receiving vital mental health care has never been easier.

Whether you’re dealing with anxiety, navigating daily stress, or  exploring deeper mental health challenges, our virtual therapists provide personalized support tailored to your unique journey.

Rewrite your story, reboot your life: Our online counseling services are a digital sanctuary for personal transformation.


How Much Does Online Therapy Cost?

Online Therapy With Insurance

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Full or Partial Coverage: Most insurance plans require a small copay; some plans fully cover sessions.

Session Length: Each session lasts 53 minutes, providing comprehensive support.

$0-$70

per session

Out-of-Pocket Payments

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Transparent Pricing: Flat rate with no hidden fees.

Session Length: Each session lasts 53 minutes, maximizing the benefits from every visit.

$175

per session

Intake Session

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Personalized Connection: Your therapist listens closely to understand your unique needs and creates a treatment plan tailored to your journey.

Supportive Partnership: Set goals and share openly in a judgment-free environment.

$200

per session

Benefits of Online Therapy with Insurance

Convenience

Skip the trains, traffic, and travel hassles that come with traditional therapy. With online mental health counseling covered by your insurance, you can access quality care from the comfort of your home.

Comfort

Working with an online therapist during video appointments from your own space creates a relaxed environment where you may feel more open to the therapeutic experience. This can be especially beneficial for people with anxiety.

Affordability

When online therapy is covered by insurance, it’s often a more affordable option than traditional in-person sessions. Access to therapy has never been easier!

Unlock the benefits of online therapy that takes insurance—convenient, affordable, and flexible care to prioritize your mental health on your terms.

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How to Check Insurance Coverage for Online Therapy

Looking to unlock the benefits of online therapy with insurance? Here’s how to easily check your coverage and start your journey to better mental health:

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Review Your Insurance Policy.

Start by digging into your health insurance plan details. Look for terms like “teletherapy,” “virtual therapy,” or “online mental health services” in your plan documents. Online therapy also falls within the broader category of “outpatient mental health care.” These sections often outline which mental health services are covered and specify copays, deductibles, or other costs.

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Contact Your Insurance Provider.

Call the customer service number on the back of your insurance card to confirm if online therapy is covered. Ask specific questions about insurance details, and coverage, such as whether teletherapy is included, what types of therapy are eligible, average copay, and if there are any limitations on mental health providers or session frequency.

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Check the Network Status of Therapists.

Check if the online mental health provider you’re considering is in-network for your insurance plan. This ensures you get full coverage with an in-network therapist. If they’re out-of-network, find out if your plan includes out-of-network benefits that apply to online mental health therapy.

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Confirm Copays and Out-of-Pocket Costs.

Understanding your financial responsibility is essential. Ask about specific mental health care service costs like copays, coinsurance, and deductibles for online therapy. The final prize varies by insurance coverage, so knowing the whole cost of therapy upfront will help you budget for treatment.

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Ask About Platforms and Service Requirements.

In the past, some insurers required video sessions to be conducted on specific telehealth platforms for coverage. While that’s no longer the norm, it’s best to verify whether you can do therapy with any online therapists that accept your insurance.

Easily check your insurance coverage with us for online therapy and start your path to better mental health with confidence and convenience.

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Hear from Our Clients

Our clients' stories reflect the transformative power of therapy and the profound impact it can have on one's life

5.0

Google
I was able to be paired with a therapist I actually connected with on the first try, which is pretty miraculous. Stephanie is absolutely wonderful. I have been seeing her for 7 months now and my experience has been seamless so far.
L
Lauren Mirsky

5.0

Google
I’ve been a client at this practice for over a year now and it’s been life-changing. The intake was seamless and my therapist is outstanding. Looking forward to continuing my treatment here.
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Aramelis Fernandez

5.0

Google
Over 2 years with my therapist and she’s a 10/10. She has helped me a lot with all of my issues, especially coping with BPD and depression. She’s very accommodating and willing to go above and beyond!
P
Perla Lopez

5.0

Google
I’ve been with mental health counseling for over a year. I never have an issue contacting them via email. The Theranest, however, seems to glitch a lot. Overall, the therapist I had/have currently is great.
P
Peachii

5.0

Google
Really helpful, kind, and professional communication between me and the counseling center, and I’m so grateful for the quality of therapy and the work I’m able to do in the therapeutic environment that Mechelle has created.
B
B H

5.0

Google
I have been receiving therapy sessions from MMHC since 2020 at the height of the pandemic. Experiencing anxiety in a new light scared me the most. I needed to get help ASAP. Googled around and stumbled upon MMHC. Ever since they have been super supportive and super accommodating. Deff a great place!!
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Alana Hernandez

5.0

Google
My therapist understood where I was coming from day 1 and I’m forever thankful. My approach to life has changed in a positive way and it is all due to my growth while in therapy.
Y
Yaya 327

5.0

Google
So far I have been liking the experience of having a therapist and meeting online! It makes it more convenient for both of us. I’m glad I heard about Manhattan Mental Health.
N
Nicole Garcia

5.0

Google
Intake process was smooth and easy. I love the Telehealth platform used as well. My therapist is great and I love that I am doing my mental health here.
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Aaliyah McNair

5.0

Google
My therapist is excellent! I am happy with my therapy.
K
Kenda Pena

5.0

Google
Kind and patient attention and support as I begin my emotional healing journey in earnest.
S
ShaQuana McIver

5.0

Google
I love my experience. I feel I am being helped 😌.
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April

    Online Therapy VS In-Person Therapy

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    In-Person Therapy

    Therapist Licensed in Your State

    Access Therapy from Anywhere

    Easy Appointment Scheduling

    Easily Change Therapists

    No Parking Fees or Lost Travel Time

    Comfortable Home Environment

    Ideal for Mobility Challenges

    Older woman talking to 2 adults (a man and a woman) during a therapy sessiona man and woman with crossed hands sitting on a couch during a therapy sessionthe back of a therapists head in the foreground with a man and woman sitting on a couch across from her during a therapy session

    Online Therapy for Busy Lives

    The world today is quickly evolving. Increasing work demands, rising living expenses, and the relentless pressure to stay constantly connected create stressors that can take a serious toll on emotional well-being. This makes consciously safeguarding your mental well-being more important than ever.

    Online therapy offers a practical, effective solution, providing flexible access to care that fits into busy lives and diverse schedules. This accessibility empowers individuals to prioritize their mental health, even with the demands of modern life.

    Even everyday stressors—from balancing work and personal life to financial strain and navigating the complexities of a digital society—can weigh heavily on emotional health. For many, professional support is a valuable resource for maintaining their well-being and resilience.

    In this fast-paced modern world, online therapy with insurance provides a flexible, accessible solution to prioritize your mental health amidst life’s demands.

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    Frequently Asked Questions

    We have compiled answers to the most commonly asked questions about our services, policies, and procedures. If you don't find the answer you're looking for, please feel free to contact our support team.

    Get Started Today

    We’d love to hear from you! After you submit the form, you'll receive an email with a link to book a screening call at your convenience. We're excited to help you on your journey!

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