Find Aetna Covered Therapists
Looking for an Aetna therapist near you? At Manhattan Mental Health Counseling, we have a team of experienced mental health counselors, all of whom are Aetna covered therapists. We are committed to providing accessible, affordable and effective online therapy. We strongly believe in the transformative power of therapy and are committed to serving our community by improving the well-being and relationships of all.
Our team of Aetna therapists are dedicated to providing top quality care to our clients. They are experienced therapists who understand that seeking therapy can be intimidating. They strive to create a safe and welcoming environment for their patients. Experience the difference with our Aetna therapists at Manhattan Mental Health Counseling.
Aetna Therapists – Aetna Mental Health Benefits
Mental health is essential to living a healthy life, especially in a bustling city like New York. Taking time to focus on your mental health is an important part of maintaining overall well-being.
Living in New York can be hectic and overwhelming. It is important to find the right therapist to help with managing stress, improving relationships, and promoting well-being. Aetna online therapy can provide the support you need.
Our Aetna therapists in NYC provide support and guidance to individuals looking for help with mental health issues. These issues include anxiety, depression, trauma, ADHD, family and relationship issues, substance abuse, substance abuse treatment, life transitions, among others.
Does Aetna Cover Therapy?
Yes, mental health care is covered as part of Aetna standard health plans. All Aetna members are eligible for behavioral health treatment (which includes psychotherapy and counseling services). All health insurance companies must provide behavioral health care as part of their basic health benefits. Primary Aetna members as well as dependent on their health plans may work through their mental health challenges with a licensed professional that takes Aetna.
Most Aetna insurance plans have a co-pay and/or deductible to pay. Usually, Aetna mental health benefits include a waiver of the deductible for therapy sessions. If that is your case, you only have to take care of the Aetna therapy copay. More on this below.
Getting started with therapy covered by Aetna is straightforward. There's no need to get a pre-authorization or a prescription from your primary care physician before you can see an aetna in network therapist. Moreover, Aetna therapy covers a wide range of mental health conditions and mental health disorders including anxiety, depression, OCD, PTSD, anger management, family and relationship issues, among others.
Aetna Therapy Coverage Limitations
In most cases, Aetna therapy coverage has no limit on the number of therapy sessions you can have. You can visit an Aetna therapist in NY on a weekly basis if your Aetna coverage is active.
The licensed therapist must be in-network with Aetna for this to be possible. And there needs to be a medical necessity reason for your sessions, such as anxiety, depression, Post Traumatic Stress Disorder (PTSD), Attention Deficit / Hyperactivity Disorder (ADHD), among others.
While rare, your Aetna plan may not cover therapy services if:
- You have an Aetna international insurance plan with Aetna mental health benefits excluded.
- You signed a specific waiver excluding Aetna therapy coverage when you signed up for health insurance.
These waivers are occasionally still in use, especially for international individuals residing in the United States, but are generally not permitted otherwise. Previously, pre-existing conditions could be excluded from an Aetna plan through a waiver. However, this practice is no longer permissible since the enactment of the Affordable Care Act.
Your Aetna plan does not cover the type of therapy service you require. Some of the newest or more experimental therapy, such as biofeedback, neurofeedback or bioenergetic therapy, may not be covered.
Questions to ask to Ascertain My Aetna coverage for therapy?
To know more about the specifics of your plan, call the number on the back of your Aetna insurance card. New York Aetna members can call this number as well 1-855-456-9126.
The following questions are good ones to ask Aetna member services to know about your particular benefits:
Aetna Mental Health Copay: What is my copay for mental health outpatient services, specifically in connection with codes 90834 and 90837? (those CPT codes are used by Aetna therapists).
Is there a session cap per year? (session caps are unlikely with Aetna, but better to know for sure.)
Upon scheduling your first consultation, we will also verify your Aetna coverage and will tell you what your copay and deductible would be, if applicable.
How Do I Check If My Aetna Plan Covers Therapy?
To determine if your Aetna plan includes coverage for therapy, locate the "Outpatient Mental Health" section in your Summary of Benefits. Psychotherapy falls under the category of outpatient mental health services.
You can access your Summary of Benefits by logging into your Aetna Member Services portal. From there, you can contact member services directly or check your employer's benefits portal
If your employer provides your health insurance, you can reach out to the human resources department of your company for further guidance.
If you feel ready to start therapy, give us a call. Our dedicated therapy coordinator will check your health benefits for you. You can easily connect with us at 212-960-8626 or by filling out the contact form below. During your introductory call, we will check your health benefits and provide details about any applicable deductible or co-pay for your online therapy sessions.
Is Online Therapy Covered by Aetna Insurance?
Yes, it is. Aetna online therapy, is often referred to as telehealth therapy. Therapists, like ours, who accept Aetna are known as Aetna in-network therapists. Get started today with your virtual sessions.
What Types Of Therapy Does Aetna Cover?
Aetna's mental health benefits cover a wide range of treatment modalities, which may include various therapeutic approaches. It is essential to consult the benefit plan and Aetna Clinical Policy Bulletins to check the coverage and limitations.
You can also call our office at 212-960-8626 and we will gladly check your insurance information.
Keep in mind that certain exclusions and limits may apply, and coverage could depend on specific criteria and conditions.
Psychodynamic Therapy is a form of talk therapy. It aims to uncover unconscious thoughts and emotions which may be influencing a person's behavior and relationships.
Family therapy is a form of psychotherapy that focuses on improving communication and resolving conflicts within a family unit.
Dialectical Behavior Therapy (DBT) is a type of psychotherapy that helps individuals manage intense emotions and change unhelpful behaviors.
Cognitive Behavior Therapy (CBT) is a goal-oriented therapy that helps change negative thoughts and behaviors. CBT improves mental health and emotional well-being by challenging irrational beliefs and developing coping strategies.
Therapy types used to diagnose and/or treat mental and emotional health conditions are covered within Aetna’s standard mental health benefits plans. These therapy types are all evidence-based. This is important for proper diagnosis and treatment.
Do I Need To See My Doctor Before Visiting An Aetna Therapist?
No. For most mental health coverage under Aetna Behavioral Health, a referral or pre-authorization from a primary health care provider is not necessary.
Aetna offers a variety of treatment options. However, it is important to check the benefit plan and policy bulletins to see if coverage and limitations apply. Certain exclusions and limits may apply, and coverage could depend on specific criteria and conditions.
Aetna's Clinical Policy Bulletins (CPBs) provide information about whether certain services or supplies are medically necessary, experimental and investigational, or cosmetic. The CPBs are regularly updated and are subject to change. Ultimately, members should discuss any coverage or CPB related to their condition with their treating provider.
Does Aetna Cover Eating Disorders?
Yes, Aetna does cover therapy for eating disorders. Aetna therapy for eating disorders would typically take the form of a weekly therapy session with a therapist specializing in eating disorders.
To ascertain Aetna’s mental health benefits, check their Summary of Benefits for the "Outpatient Mental Health" line item or call us at 212-960-8626. We will check your Aetna insurance plan during the first intro call.
Depending on the severity of the eating disorders you are grappling with, you might benefit from a high level of care. If this is the case, check the Summary of Benefits for “Inpatient Mental Health” benefit schedule and search for eating disorder treatment centers in your area that accept Aetna.
How much does therapy cost with Aetna?
The cost of therapy session varies widely from one Aetna plan to another. Most often, there is some co-pay to be paid. You might also have a deductible to pay upfront before the sessions are partly or fully covered. With an Aetna therapist, your therapy sessions will likely cost between $10 - $60 per session after you meet your deductible.
The cost of treatment indicated of $10 - $60 amount is the co-pay (the fixed amount that you owe at each therapy visit). The deductible is the total amount you need to spend on medical costs in a year before your insurance begins to cover the cost of mental health services. Deductibles may apply but are generally waived for Aetna therapy.
Does Manhattan Mental Health Counseling Accepts Aetna?
Yes. All the therapists within our practice are Aetna therapists. Our therapy practice is in-network with Aetna. Mental health treatment, including weekly therapy, is covered under Aetna health insurance plans.
During the course of therapy, you and your Aetna therapist will create a treatment plan that is aligned with your therapy goals. You will then track your progress towards your mental health and wellness goals.
Our team of mental health professionals offer a wide range of mental health services to adults, adolescents, couples and families. We support various types of therapy including individual therapy, marriage counseling and family therapy.
Please call our office at 212-960-8626 or fill out the contact form below. Οur Therapy Coordinator will call you to setup the first therapy session. During the call, she will check your insurance and tell you what is your copay and deductible, if applicable.