Does Aetna cover mental health?

All Aetna members, individuals and dependent family plan members, are eligible for psychotherapy services under their Aetna insurance plan. With most Aetna plan, there is a co-pay and/or deductible to pay.

In most cases, Aetna plans have no limit on the number of therapy sessions you can have, which allows you to see an Aetna therapist (one in-network with Aetna) on a weekly basis as long as your Aetna coverage is active and there is a medically necessary reason for your sessions.

Questions to ask to Ascertain My Aetna coverage for therapy?

To know more about the specifics of your plan, call the number on the back of your Aetna insurance card. New York Aetna members can call this number as well 1-855-456-9126.

The following questions are good ones to ask Aetna member services to know about your particular benefits:

• Aetna Mental Health Copay: What is my copay for mental health outpatient services, specifically in connection with codes 90834 and 90837? (those CPT codes are used by Aetna therapists).

• Is there a session cap per year? (session cap are unlikely with Aetna, but better to know for sure.)

Upon scheduling your first consultation, we will also verify your Aetna coverage and will tell you what your copay and deductible would be, if applicable.

Is Online Therapy Covered by Aetna Insurance?

Yes. Aetna covers online therapy which is often referred to as telehealth therapy. Therapists, like ours, who accept Aetna are known as Aetna in-network therapists.

How much does therapy cost with Aetna?

Coverage for therapy varies widely from one Aetna plan to another. Most often there is some co-pay to be paid. You might also have a deductible to pay upfront before the sessions are partly or fully covered.

With an Aetna therapist, your therapy sessions will likely cost between $10 - $60 per session, after you meet your deductible. The $10 - $60 amount is the co-pay (the fixed amount that you owe at each therapy visit). The deductible is the total amount you need to spend in medical costs in a year before your insurance begins to cover the cost of mental health services.

Does Manhattan Mental Health Counseling Accepts Aetna?

Yes. All the therapists within our practice are Aetna therapists. Our therapy practice is in-network with Aetna.

Please call our office at 212-960-8626 or fill out the contact form below. Sapir Dayan, our Therapy Coordinator will call you to setup the first therapy session. During the call, she will check your insurance and tell you what is your copay and deductible, if applicable.

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