United Healthcare Therapists
Does United Healthcare cover mental health?
Questions to ask to Ascertain My United Healthcare coverage for therapy?
To know more about the specifics of your plan, call the number on the back of your United Healthcare insurance card. You can also sign-in to the United Healthcare online portal and check your benefits there. United Healthcare members can call one of these numbers for information on United Healthcare mental health coverage:
General United Healthcare number: 1-866-414-1959.
United Healthcare Individual Exchange Marketplace in New York State: 1-877-856-2429.
The following questions are good ones to ask United Healthcare regarding mental health coverage:
• United Healthcare Mental Health Copay: What is my copay for mental health outpatient services, specifically in connection with codes 90834 and 90837? (those CPT codes are used by United Healthcare therapists).
• Is there a session cap per year? (session cap are unlikely with United Healthcare, but better to know for sure.)
• Is the deductible waived? (for most United Healthcare plans, the deductible is waived, but again better to be sure.)
Upon scheduling your first consultation, we will also verify your United Healthcare coverage and will tell you what your copay and deductible would be, if applicable.
Is Online Therapy Covered by United Healthcare Insurance?
How much does therapy cost with United Healthcare?
Coverage for therapy varies widely from one United Healthcare plan to another. Most often there is some co-pay to be paid. Usually the deductible is waived for mental health therapy. Some United Healthcare plans do not waive the deductible.
With a United Healthcare therapist, your therapy sessions will likely cost between $0 - $70 per session, after you meet your deductible. The $0 - $70 amount is the co-pay (the fixed amount that you owe at each therapy visit). You likely have a plan that waives the deductible for psychotherapy, which is usually the case. If so, no need to worry about your deductible and simply pay your United Healthcare copay.