TRICARE Therapists
in New York

Yes. Tricare covers outpatient mental health services, including individual psychotherapy, when medically necessary. Coverage applies under both Tricare Select and Tricare Reserve Select for active-duty service members, retirees, and eligible dependents. Covered conditions include anxiety, depression, PTSD, military sexual trauma, and other behavioral health concerns.

Yes. Tricare Select includes outpatient psychotherapy coverage and operates as a PPO-style plan, allowing you to see any Tricare-authorized provider without a referral. Active-duty family members (Group A) typically pay $0 for in-network outpatient behavioral health visits. Retirees and their dependents (Group B) pay a 25% cost-share after meeting an annual deductible.

Yes. Eligible dependents, including spouses and children, can receive outpatient therapy under Tricare Select and Tricare Reserve Select. Coverage is subject to the same medical necessity requirements as the sponsor’s plan, and cost-sharing may vary by sponsor status category.

The Tricare mental health copay varies by plan and sponsor status. Active-duty family members on Tricare Select (Group A) typically pay $0 for in-network outpatient visits. Retirees on Tricare Select (Group B) pay approximately 25% of the allowable charge. Tricare Reserve Select members pay approximately 20% after meeting a $150 individual or $300 family deductible.

You can search the Tricare provider directory at tricare.mil and filter for behavioral health providers in your area, or you can contact an in-network Tricare provider directly. Manhattan Mental Health Counseling accepts Tricare Select and Tricare Reserve Select for online therapy throughout New York State. Call 212-960-8626 to verify your coverage and schedule a session.

Yes. Tricare covers telehealth mental health services at the same rate as in-person visits when delivered by an authorized, in-network provider. Online therapy is classified as outpatient psychotherapy and is covered under both Tricare Select and Tricare Reserve Select when medically necessary.

Yes. Tricare covers outpatient psychotherapy for post-traumatic stress disorder (PTSD), including combat-related PTSD and military sexual trauma (MST). Evidence-based treatments such as cognitive behavioral therapy (CBT) and EMDR are covered when provided by a Tricare-authorized therapist.

Tricare may cover couples or family therapy when it is clinically indicated as part of an individual’s treatment plan. Coverage depends on your specific plan and the clinical justification.

Contact our office to discuss your situation and verify what is covered under your Tricare benefits.